How to apply

1. Make sure you've understood all the important information

Important Information about The
Co-operative Investments Unit Trusts and ISA (PDF - 0.2Mb)

Before you invest... An investment decision is an important decision, so if you haven’t already downloaded one, we strongly recommend that you keep a copy of our brochure Important Information about the Co-operative Investments Unit Trusts and ISA, before you make an investment in any of our funds.

This brochure gives all the information you need about the risks involved, the way fees and charges may affect your investment and the Terms and Conditions for both our Unit Trusts and our Stocks & Shares ISA.

2. Pick the fund that's right for you

If you’ve already decided which unit trust (or trusts) is right for you, you’re ready to invest. Or if you still need to make up your mind, take another look at our range of funds to help you decide.

Don’t forget that the value of an investment can go down as well as up, and you may get back less than you put in, so you shouldn’t take more investment risk than you’re comfortable with.

3. Complete your application

Apply now Complete our secure application form below		Print and sign Print out, sign and date the application form		Write your cheque To CIS Unit Managers Ltd (re. Forename Surname)		Post it, for free FREEPOST RRSL-UUXB-JTAX The Co-operative Investments Miller Street Manchester M60 0AL
Apply now for a stocks and shares ISA	for a stocks and shares ISA			To receive your income payments into your bank account please print out, fill in and return this form with your application.
Apply now for a unit trust	for a unit trust

Pay just 1.5% initial charge using our online application form (applies to lump sum investments in a Stocks & Shares ISA or in unit trusts only) Find out more.*

Request an application form by phone

If you would like an applicaton form and information pack sending to you in the post, call us on 08457 46 46 46 and we will post one out to you.

Top five common enquiries

• How will I know when my money has been invested?

As soon as we receive your completed Application Form and cheque, we’ll invest your money on the same day. The next day, we’ll send you a Welcome Pack and a 'Contract Note', and confirm all your investment details, including the amount you’ve invested and the number of units in the fund which you have purchased.

• Who should I make my cheque payable to?

You should make your cheque payable to CIS Unit Managers [re. Peter Surname]]. If you want to invest in a Stocks & Shares ISA and a separate unit trust you will need to complete two separate cheques, one for the ISA and one for the Unit Trust.

• What if I don’t have all the information to hand right now?

If you need a little more time to look up an important piece of information, you can save your Application Form securely with a password and we’ll email you to remind you how to log-in and complete it later.

• I want to invest in both a Stocks & Shares ISA and a separate unit trust. How do I do this?

If you choose a Stocks & Shares ISA from us, your investment is a unit trust, which is automatically ‘wrapped’ as an ISA. But some investors choose both a Stocks & Shares ISA and a separate unit trust investment.

If you are choosing both of these, you need to complete separate Application Forms for the Stocks & Shares ISA and the unit trust investment, and also send two separate cheques.

• Can I change my mind after I invest?

No, when you invest in one of our unit trust funds, there is not a ‘cooling-off period’ where you can change your mind. You need to be certain this is the right investment for you before you invest.