Types of ISA
If you have some money to put away and don’t want to pay tax on the returns you receive then an ISA could be for you. Choose from a cash ISA where you save in a secure deposit account, and/or a Stocks & Shares ISA when you invest through a Unit Trust. From the 6th April 2010 you can now save more with the new higher ISA allowance of up to £10,200.
Cash ISA
- Deposit-based savings with The Co-operative Bank.
- Earn tax-free interest on your savings.
- Save up to £5,100 per tax year
- No notice periods - get your money whenever you need it(minimum withdrawal of £10).
- Our current interest rate is 0.50% AER*.
- Run your account by phone, branch, or online 24/7.
- Quick setup
- Easy to pay money in.
- Start saving from as little as £1.
Stocks and shares ISA
- Invest in our Unit Trusts through an Individual Savings Account (ISA).
- A tax-efficient way to invest in our unit trusts – meaning you have no further tax to pay on your investment returns.
- Invest a lump sum of £1,000 or £50 each month.
- Invest up to £10,200 per year.
- Limited discount offer 3.5% discount when investing a lump sum online.
The Britannia Fixed Rate ISA
As a result of our recent merger with Britannia, there are now more great ways for our customers to save and we are pleased to offer you a Britannia Fixed Rate Cash ISA.
Quick links
*AER means the Annual Equivalent Rate and illustrates the contractual rate of interest as if paid and compounded each year.
